Now if you can convince Bold founder, C. Sheffield, the republican party and democrats that capitalism and globalization has no morals we will be in …. Good Shape! Get it… good shape. haha… I had to get that in there before I responding. The final step would be too ensure everyone has health insurance like car insurance. Once companies are forced to compete and offer better coverage, they will lower prices. But unlike car insurance, companies can’t expect to charge people more who have bad records. Some illnesses are genetic or related to things that are beyond and out a patients control. Someone who has contracted Zika shouldn’t be forced to pay a higher premium just because they had a mosquito bight them. Aside from that, high-risk will be up to the doctors / patient care. If someone wants health insurance and they want to stay insured then will have to listen to their doctors advice if they plan to keep it.